Terms of sale
For the MingPan 2027 Reading and the Family Pack. Plain words, and the whole of it.
1. Who you are buying from
MingPan (mingpan.co) is run by Zeroise Consulting (SSM 200903084969), B-8-3 Setiawalk, Persiaran Wawasan, 47160 Puchong, Selangor, Malaysia. Write to hello@mingpan.co about anything on this page.
2. What you are buying
A MingPan 2027 Reading is a personal report on the year ahead, worked out from the birth date, time and place you give us, using the methods and classical texts the site names. It comes as a page to read and print, with the paintings in it as wallpapers for your own screens.
A Family Pack is the same reading for two to five people, bought together. You choose how many people and enter each person's birth details when you buy it.
3. Price and payment
Prices, for one reading or a Family Pack. You see one price, in the currency for where you are: ringgit in Malaysia, Singapore dollars in Singapore, Hong Kong dollars in Hong Kong, New Taiwan dollars in Taiwan, and US dollars everywhere else.
Until 6 February 2027
| People | RM | S$ | HK$ | NT$ | US$ |
|---|---|---|---|---|---|
| 1 | RM38 | S$12.88 | HK$78 | NT$288 | US$9.88 |
| 2 | RM68 | S$21.88 | HK$128 | NT$488 | US$16.88 |
| 3 | RM98 | S$31.88 | HK$188 | NT$688 | US$24.88 |
| 4 | RM128 | S$41.88 | HK$248 | NT$888 | US$31.88 |
| 5 | RM148 | S$47.88 | HK$288 | NT$988 | US$36.88 |
From 6 February 2027
| People | RM | S$ | HK$ | NT$ | US$ |
|---|---|---|---|---|---|
| 1 | RM48 | S$16.88 | HK$98 | NT$388 | US$12.88 |
| 2 | RM88 | S$28.88 | HK$168 | NT$688 | US$21.88 |
| 3 | RM128 | S$41.88 | HK$248 | NT$988 | US$31.88 |
| 4 | RM148 | S$47.88 | HK$288 | NT$1,088 | US$36.88 |
| 5 | RM168 | S$49.88 | HK$298 | NT$1,188 | US$38.88 |
You pay the price shown at checkout, in the currency shown there.
Payment is handled by Stripe, by card (including Apple Pay and Google Pay). We never see or keep your card details. The charge appears on your statement as MINGPAN.CO.
4. Delivery
Your reading is made when your payment goes through and sent to the email address you give at checkout, with a link to read it online. This normally takes a few minutes.
If you have not received it within 48 hours, write to hello@mingpan.co. We will resend it or put the problem right, and if we cannot, we refund you in full.
5. Correcting your birth details
Mistyped a date, or found out your birth time was different? The delivery email has a "Correct my birth details" link. Use it within 14 days of delivery to make a new reading from the corrected details, free. It works once for each reading, and once for each person in a Family Pack.
6. Refunds
A reading is made to order from your own birth details, so once it has been delivered we do not refund it. The two exceptions are the delivery rule in section 4 and anything the law where you live gives you that these terms cannot take away.
7. What a reading is, and is not
A reading sets out what Chinese astrology, the Four Pillars (BaZi, 八字) and Purple Star Astrology (Zi Wei Dou Shu, 紫微斗数), says about a birth chart, quoting the classical texts it comes from. It is offered for cultural interest and reflection. It is not professional, financial, medical, legal or psychological advice, and it does not predict events. Please make your decisions on your own judgement and, where it matters, with a qualified professional.
8. Your details
To make your reading, send it, and let you correct it, we keep the birth details and email address you give at checkout for 30 days after delivery, then delete them automatically. The privacy page says exactly what is kept.
9. The paintings, and our responsibility
The paintings were made for MingPan with an AI image model, in the gongbi style. You may use them on your own screens and in your own home; please do not resell them or use them in products of your own.
If something goes wrong with a reading you have paid for, our responsibility is limited to the price you paid for it, except where the law does not allow such a limit.
10. Law, and changes
These terms are governed by the laws of Malaysia. If we change them, the version that applies to your purchase is the one on this page on the day you paid. The Chinese editions of this page are translations; if they differ from the English, the English applies. Last updated: 14 November 2026.