Indirect Wealth (Pian Cai, 偏财)

What the classic Yuan Hai Zi Ping (渊海子平) says

Its section On Indirect Wealth (论偏财), whole.

What is Indirect Wealth (偏财)? Yang meeting yang wealth, yin meeting yin wealth. But Indirect Wealth is everyone's wealth, and the only fear is that brothers and sisters seize it — then the blessing is not whole; and if an officer star is present, a hundred troubles come out. So it is said: Indirect Wealth is glad to be out in the open and does not fear being hidden either; what it fears is having something divide and seize it, or falling into the Void (空亡). With either of those, the office will not be made and the wealth will not stay. The classic says: turning your back on the prosperity star (禄) and chasing the Horse (马), you keep to a hard road in distress. Weak Wealth (财) must wait for a strong period before it flourishes. Wealth in strength goes nowhere that is not fine — the only fear is that the self has no force. Indirect Wealth makes a person open-handed and not much given to hoarding money, provided only that it is on suitable ground. Wealth in plenty can also make the officer strong. Why? Because Wealth in strength produces an officer of itself — but the person is warm-natured and much given to guile. Wealth can profit a man and can also draw slander on him; with the fortune running strong, blessing and income arrive together. The only fear is its being too strong, for then brothers will certainly break it up, which is not fine either. Where Wealth is much, look at whether the Wealth and my own day stem are equal in strength; then running to an officer period can bring income out. If Wealth is strong and the self weak, a period reaching the officer means the qi is stolen by the Wealth and the self is controlled by the officer as well — not only will income not come, but trouble should be guarded against. If the four pillars carry an officer star from the start, read it as a good chart; but if brothers come out everywhere in the pillars, then even entering an officer period the income that comes out will be slight. So it is said: what matters is knowing how it turns.

何谓之偏财？盖阳见阳财，阴见阴财也。然而偏财者，乃众人之财也，只恐兄弟姊妹有夺之，则福不全；若有官星，祸患百出。 故曰：偏财好出、亦不惧藏，惟怕有以分夺，反空亡耳；有一于此，官将不成、财将不住。 经曰：『背禄逐马，守穷途而悽惶也。』 财弱亦待历旺乡而荣。 财盛无所往而不妙，且恐身势无力耳。 偏财主人慷慨、不甚吝财，惟是得地不止。 财丰亦能官旺，何以言之？盖，财盛自生官矣，但为人有情而多诈。 盖，财能利己，亦能招谤，运行旺相，福禄俱臻。只恐太旺，兄弟必多破坏，亦不美。 财多，须看财与我之日干强弱相等，行官乡便可发禄。 若财盛而身弱，运至官乡，是既被财之盗气，复被官之剋身；非惟不发禄，亦防祸患。 如命四柱中元带官星，便作好命看；若四柱中兄弟辈出，纵入官乡，发禄必渺矣！ 故曰：『要在识其变通』矣！